Posted on September 5, 2018 - 09:58 AM
by Mike Ficzner
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
I enjoyed working with Mike on selling my house in Willoughby Hills. He was professional, knowledgeable and the most responsive realtor I have dealt with. I would look forward to recommending Mike and working with him again in the future.
Innovative, professional, fair and and all around great trustworthy individual. Mike gave us multiple options on how to list our house, provided tips and trends in the industry and specific market data in our area. He quickly and painlessly got our house on the market and had us at the top of the measurement charts on the top online services; through the MLS.Jon Palazzo
My fiance and I worked with Mike and Sarah while looking for our first home. They did a really wonderful job of making the house search a fun experience while keeping us informed and answering all of our questions. They helped us find the house of our dreams at the perfect price! We are so thankful for everything Sarah and Mike did for us and recommend them highly to friends and family. Margot W. Horner